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</html><description>Dear Chenet Dental Family, It is hard to believe that we are at the end of the year already! Time has certainly gone by fast. You are receiving this letter because our records indicate you have dental insurance and you currently have a balance left in your &#x201C;insurance account&#x201D; that has not been used. Many of you also participate in a FSA &#x201C;Flexible Spending Account&#x201D; or HSA &#x201C;Health Savings Account&#x201D; with your employer as well. [&hellip;]</description></oembed>
